Wisconsin Farm Insurance
from the #1 Farm Insurer
Home >
Number One Farm Insurer
Insurance from leaders in the field
Rural Mutual is the #1 writer of farm insurance in Wisconsin for a good reason…
Founded by farmers, for farmers, we understand in our bones your unique needs as a Wisconsin farmer. Even better, our knowledge is specific to Wisconsin, which is the only market we serve.
We are here to help keep Wisconsin Strong by paying out over $2 million per year of dividends to our farmers, giving back to the community and being Wisconsin’s #1 Farm Insurer.
Farm Coverage Options
We know that insurance coverage is not a “one-size-fits-all” plan. Our promise is to tailor our plans to meet your specific needs. A local agent will take the time to learn your needs and your operation to find the right coverage at the right price.
We even have specialty programs for every size farm operation…
Explore our Agriculture Insurance Coverages
We know your farm is more than your business, it’s your way of life. We offer a broad range of coverage options to prevent putting that way of life at risk.
Hail Coverage for Crops
We know that the livelihood of farmers can depend on the weather. And in Wisconsin, it’s hard to tell what the season will bring.
Learn More >
Dairy Revenue Protection
Dairy RP is a product designed to protect the revenue of milk production on a dairy operation.
Learn More >
Workers’ Compensation for Farmers
In the event of an unforeseen accident there’s a lot at stake for everyone involved. Who is going to pay for the medical bills if a worker is injured on the job?
Learn More >
Commercial Agribusiness Insurance
With contract or custom farming or agri-tainment, there are many moving parts to make sure your business and your partners are successful. Let us help!
Learn More >
Hemp Insurance
We expanded our agribusiness practice to serve Wisconsin Industrial Hemp operations, including growers, distributors and retailers.
Learn More >
Crop & Livestock Insurance
Multi-peril crop insurance (MPCI), Livestock Risk Protection and Livestock Gross Margin policies are risk management tools to protect your production.
Learn More >
5% FARM DIVIDEND FOR THE SEVENTH YEAR
$18 Million Given Back to Farm Policyholders Through Dividend Program
For the seventh year in a row since Rural Mutual Insurance established the first-of-its-kind Farm Dividend Program, the company’s Board of Directors declared a 5% dividend on all eligible farm policies for 2022 farm policyholders. See how you can qualify!
Additional farm insurance coverages
Wisconsin Agri-Business Endorsement
We know that insurance coverage is not a “one-size-fits-all” plan. At Rural Mutual Insurance Company, our promise is to tailor our plans to meet your specific needs. Available coverages for Agri-Business Endorsement include… Learn more >
Business Auto Insurance
Whether you’re a company of one or have a dozen employees, chances are you use some type of vehicle in the course of your work. Learn more >
Agricultural Pollution Liability
Starting Feb 1st, 2019, all farm policies will include limited Agricultural Pollution Liability.
Liability coverage is provided for pollution cleanup costs, bodily injury and property damage arising out of a pollution incident. Higher limits are available subject to underwriting.
Equipment Breakdown
From hobby to commercial and agricultural, all farms are compromised when equipment breaks down or there is a system failure. Equipment breakdown insurance provides peace of mind for today’s technologically advanced farmowners with custom coverage. Learn more >
Farm and Personal Property Coverages
Add dwelling coverage, protect your personal property and ensure your farm building/structures are properly insured. Additional protection is available:
- Private Power and Light Poles
- Silo Bags in the Open
- Farm Machinery Replacement Cost
- Automatic Coverage for New Construction
- Loss of Use and Extra Expense
- Outdoor signs
- Farm Operations Records
- Rental Cost for Heavy Machinery
Other coverages available:
- Ingestion Coverage
- Cyber Coverage and Identity Protection
- Employer Liability and Medical Payments
- Peak Season
- Accounts Receivable
- Employee Dishonesty
- Incidental Business Pursuits
- Livestock Suffocation or Freezing
- Milk Spoilage and Milk Contamination
*This page is intended to highlight the features and benefits of our Farm Insurance. For a detailed description of exact coverages, limitations and exclusions, please refer to the policy.
