Keeping a Roof Over Your Head with Wisconsin Homeowners Insurance The adage says home is where the heart is. Your home is where you and your family make memories. That’s why it’s crucial to protect it adequately. Our agents will work with you to develop a personalized homeowners insurance policy that delivers on our promise to protect Wisconsin families. Get a Quote Find an Agent Explore Our Home Insurance Coverages Property Insurance/Hazard Insurance Coverage Covers many types of damage to your home and structures from hazards like wind, fire, hail, theft, and vandalism. Trust Rural Mutual to provide Wisconsin’s best house insurance from hazards such as wind and hail. Umbrella Coverage Sometimes you need more coverage to protect you adequately. Umbrella coverage insures above and beyond the limits of your typical liability coverage. Learn More > Personal Property Coverage Protection for personal belongings, like furniture, electronics, clothing, and appliances. Liability Coverage Protects you when you’re legally liable for someone else’s bodily injury or property damage from an accident by you or household members on or off premises. Country Estate Insurance More than your home but not quite a full-time farm. It’s your Country Estate. We’ve combined our home coverage with our farm expertise so you can protect your piece of rural Wisconsin. Learn More > Medical Coverage Covers medical expenses incurred if someone gets injured in an accident within your home. This keeps both you and your guests protected. Additional Home Insurance Coverage Recreational Vehicle Coverage Provides recreational vehicle coverage options to help protect you and your weekend getaway plans at an affordable rate. Equipment Breakdown Systems you rely on, like your water heater, air conditioning, and refrigerator, are susceptible to mechanical and electrical failures. If you’re not protected, repairing or replacing this critical equipment can cost a fortune. Watercraft Coverage Properly insure your boat and watercraft under your Rural Mutual home insurance policy. Builders Risk Protect your investment with builder’s risk insurance while building your dream home or building. Identity Fraud Expense This optional coverage can protect your identity from being stolen or help you get it back. Learn ways to prevent thieves from stealing your info. Sewer and Sump Pump Overflow Add this affordable coverage to your policy to avoid a disaster and be prepared to arrange for clean-up or repair services ASAP. Start My Quote HOME Insurance Insights Tips for aging in your homeYou’ve worked hard your whole career and are enjoying retirement. Golfing any… Learn More > Tips for aging in your home Do you have a fire escape planImagine you’re a homeowner and parent of two school-aged kids. Your seven-year-old… Learn More > Do you have a fire escape plan Is buying a condo right for you?You’re a graduate of UW-Stevens Point, graduating class of 2016. You got… Learn More > Is buying a condo right for you? 6 things to do before moving out on your ownWhether you’re a high school senior who just got accepted to UW-Stevens… Learn More > 6 things to do before moving out on your own 9 signs your roof needs to be replacedAnywhere in the world, any roof is subject to wear and aging…. Learn More > 9 signs your roof needs to be replaced Hail damage – what to look for and how to file a claimSeptember 7, 2021. If you live in Appleton, Fond du Lac, or… Learn More > Hail damage – what to look for and how to file a claim Products & Services Farm Business Auto Home Renters All Products
