Best Home Insurance in Wisconsin

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Keeping a Roof Over Your Head with Wisconsin Homeowners Insurance

The adage says home is where the heart is. Your home is where you and your family make memories. That’s why it’s crucial to protect it adequately. Our agents will work with you to develop a personalized homeowners insurance policy that delivers on our promise to protect Wisconsin families.

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Explore Our Home Insurance Coverages

Property Insurance/Hazard Insurance Coverage

Covers many types of damage to your home and structures from hazards like wind, fire, hail, theft, and vandalism. Trust Rural Mutual to provide Wisconsin’s best house insurance from hazards such as wind and hail.
Umbrella Coverage

Sometimes you need more coverage to protect you adequately. Umbrella coverage insures above and beyond the limits of your typical liability coverage.
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Personal Property Coverage

Protection for personal belongings, like furniture, electronics, clothing, and appliances.
Liability Coverage

Protects you when you’re legally liable for someone else’s bodily injury or property damage from an accident by you or household members on or off premises.
Country Estate Insurance

More than your home but not quite a full-time farm. It’s your Country Estate. We’ve combined our home coverage with our farm expertise so you can protect your piece of rural Wisconsin.
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Medical Coverage

Covers medical expenses incurred if someone gets injured in an accident within your home. This keeps both you and your guests protected.

Additional Home Insurance Coverage

Recreational Vehicle Coverage

Provides recreational vehicle coverage options to help protect you and your weekend getaway plans at an affordable rate.
Equipment Breakdown

Systems you rely on, like your water heater, air conditioning, and refrigerator, are susceptible to mechanical and electrical failures. If you’re not protected, repairing or replacing this critical equipment can cost a fortune.
Watercraft Coverage

Properly insure your boat and watercraft under your Rural Mutual home insurance policy.
Builders Risk

Protect your investment with builder’s risk insurance while building your dream home or building.
Identity Fraud Expense

This optional coverage can protect your identity from being stolen or help you get it back. Learn ways to prevent thieves from stealing your info.
Sewer and Sump Pump Overflow

Add this affordable coverage to your policy to avoid a disaster and be prepared to arrange for clean-up or repair services ASAP.