Business Insurance From a Company That Knows Wisconsin We understand that as business owners, you work hard and take risks to be successful. When you’re insured with Rural Mutual, you’re not just a number. Every client is important to us, especially small business owners. We’re proud to be part of the communities we serve. We work hard to be good neighbors so you can be confident when the unexpected happens we’ll be here for you. Get a Quote Find an Agent Explore our Business Insurance Coverages Business Auto Insurance Whether you’re a company of one or have a dozen employees, chances are you use some type of vehicle in the course of your work. Learn More > Equipment Coverage Breakdown for Business Everything breaks down eventually. If you’re not protected, repairing or replacing critical equipment can cost a fortune. Learn More > Workers’ Compensation for Business Manage workplace injuries with the right coverage and tools, like our 24/7 Rural Mutual Nurse Hotline. Learn More > Business Cyber Liability Coverage We partnered with Sontiq to provide proactive, comprehensive data breach and identity theft protection services. Learn More > Additional Business Insurance Coverage Spoilage Coverage Spoilage coverage reimburses the business owner for lost perishable goods due to a power outage, breakdown, or contamination. Tools and Equipment Protect your tools and equipment used on and off job sites during your operations as a contractor. Self-Storage Facility We can provide coverage if you are obligated to pay for property damage caused by you to your tenant’s property. We can also provide coverage for acts or omissions you are responsible for due to the lock-out, sale, or removal of your tenant’s property. Contractor’s Errors & Omissions Liability We can provide property damage coverage for your work if the damage is caused by unintentional faulty workmanship while you are doing business. Professional Liability We have a variety of professional liability endorsements available to protect you during your business operations. Business Income Also known as business interruption, we have a wide range of options to protect your net income during a slowdown or temporary suspension due to direct physical damage to your property arising from a covered cause of loss. Start My Quote BUSINESS Insurance Insights What is risk management and why is it important?“Risk comes from not knowing what you’re doing.” – Warren Buffett And… Learn More > What is risk management and why is it important? 5 tips to prevent business theftImagine you own a golf shop north of Milwaukee, near the heart… Learn More > 5 tips to prevent business theft Why business interruption insurance mattersImagine driving to your auto body shop in Clintonville, just west of… Learn More > Why business interruption insurance matters Do I need insurance to do freelance work?Imagine you’re a freelance videographer hired to shoot a summer wedding at… Learn More > Do I need insurance to do freelance work? Say “I Do” to Wedding Barn InsuranceImagine a charming century-old farmstead in the shadows of Rib Mountain, a… Learn More > Say “I Do” to Wedding Barn Insurance Succession planning for business owners nearing retirementWhether you own a glass company in Green Bay, a car dealership… Learn More > Succession planning for business owners nearing retirement Products & Services Farm Business Auto Home Renters All Products
